I am currently a homeowner and having difficulty paying my mortgage or other expenses that could lead to me losing my home.
I am behind on my mortgage or in danger of falling behind and would like to meet with a counselor to address my situation.
Tip: Have a mortgage statement on-hand to complete the questions that follow.
I would like to take an NHS Foreclosure Prevention course to better understand how to prevent mortgage default.
I am 62 years or older with a Reverse Mortgage. My property taxes and homeowners insurance are behind or in danger of falling behind and I would like to meet with a counselor to address my situation.
I want to obtain a home loan.
I am interested in affordable mortgage products, down payment assistance and/or closing cost assistance programs.
I want to learn about the homebuying process.
Tip: Start with the Homebuyer Education Course to gain general knowledge of homebuying, followed by a one-on-one session with a homeownership counselor for personalized guidance.
I would like to take an NHS Homebuyer Education course to better prepare for homeownership.
I would like to meet one-on-one with a homeownership counselor to develop a personalized homebuying action plan.
I want to learn about managing money and improving my credit.
Tip: Great first step if you have experienced late payments, bankruptcy or want to improve your credit score.
I would like to take the NHS Financial Fresh Start course.
I would like to meet one-on-one with a counselor to address my financial situation and review my credit report.
I am a homeowner and want information or assistance
I am current on my mortgage but would like to meet with a counselor to review ways to reduce my housing cost.
I am interested in NHS classes on home maintenance, property taxes, insurance, utility cost and energy efficiency.
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